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Instructions for completing Orlando home loan application
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to Apply Online
- Complete and sign 3 or 4 page
residential loan application Form 1003 and attached
loan info sheet, credit authorization and fair lending
notice. Page 4 of the application is a continuation
page in case you need additional space for your assets
or liabilities. If you make a mistake while filling
out the application cross it out, and make a change.
Do NOT use white out.
- If you are salaried: provide
two years W-2 and one month of paystubs OR
if you are self-employed: provide two years
tax returns and a YTD profit and loss statement.
- If you own rental property, please
provide rental agreements and two years tax returns.
- If you wish to speed up the approval
process, please also provide three months bank statements
for each bank, stock and mutual fund account.
- Provide recent copies of any
stock brokerage or IRA/401K accounts that you may
have.
- If you are requesting a cash
out refinance please provide a letter explaining what
you plan to do with the proceeds.
- Provide copy of divorce decree
if applicable.
- If you are NOT a US citizen
provide us with a copy of your green card (front &
back), or if you are NOT a permanent resident provide
us with your H-1 or L-1 visa.
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